What's the difference between buying something with checkout and a local transaction on Facebook Marketplace?

We suggest following the guidelines from the Centers for Disease Control and Prevention (CDC) for how to stay healthy and help prevent the spread of coronavirus (COVID-19) while buying and selling. Be sure to check and follow local laws and directives that may be in place during this time.
If you're meeting someone in person, we recommend arranging your meeting in a public, well-lit area or a police station. Let others know where you're headed. You can find a local law enforcement agency near you in the United States from the USACOPS directory. Read our tips for buying and selling responsibly on Marketplace and meeting someone from Marketplace in person.
There are 2 ways to buy and sell things on Facebook Marketplace:
  • Local transactions: Buyers can message the seller to arrange a transaction by meeting in a public location, dropping off items at the buyer’s door, or picking up items from the seller’s door. Dropping off or picking up items helps you avoid interacting with people directly. Local transactions aren't covered by Purchase Protection.
  • Checkout on Facebook from individual sellers: Instead of messaging the seller to arrange a transaction, buyers can purchase the item using Facebook Pay by tapping Buy now on the listing. These items are sold by individual sellers.
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